天天吃瓜

State and Alternative Retirement Options

Employees of Ohio public colleges and universities do not participate in the federal Social Security system, other than contributions to Medicare. Full-time classified and unclassified employees may elect to participate in either the Ohio Public Employees Retirement System (OPERS) or an Alternative Retirement Plan (ARP). Full-time faculty members may elect to participate in either the State Teachers Retirement System (STRS) or an ARP. Part-time classified and unclassified employees must participate in OPERS and part-time faculty must participate in STRS. 

If you are eligible for a Social Security benefit from other employment in addition to your OPERS/STRS/ARP benefits, there may be a reduction to your social security benefit due to the Windfall Elimination Provision. Learn more about the  notice from the .

In addition, all university employees are eligible to participate in the supplemental retirement options: 403(b) and 457(b) retirement savings programs. Enrollment in the supplemental plans can be completed at any time using . 

Retirement Plan Options

Ohio Public Employees Retirement System (OPERS)

Employees who participate in OPERS have the option to select the Traditional Plan or the Member-Directed Plan. Details regarding the features of these plans are available in the information packet provided to new employees by OPERS and on the .

OPERS requires contributions from employees of 10% and 天天吃瓜 may contribute up to 14.0%.

OPERS provides special retirement coverage for certain law enforcement officers (OPERS-LE). The OPERS-LE provision requires a 11.6% employee contribution and an employer contribution of 18.1%.

Retirement eligibility under the OPERS Traditional or Member-Directed Plan: Eligible at any age with 30 years of service or more, age 55 with at least 25 years of service, or age 60 with at least 5 years of service. Disability retirement benefits may be available after at least 5 years of service credit under the Traditional plan. There are no disability benefits available under the Member-Directed plan.

Retirement eligibility service years/age requirements for OPERS
Service Years Age
Service Years 30 years Age Any
Service Years 25 years Age Age 55
Service Years 5 years Age Age 60

For more information, visit the